Side-by-side · Q2 2026 data
Vigo County Federal Credit Union vs Local 697 Federal Credit Union
Credit union
Vigo County Federal Credit Union
Terre Haute, Indiana · Under $100 million in assets
Credit union
Local 697 Federal Credit Union
Merrillville, Indiana · Under $100 million in assets
Metric by metric
| Measure | Vigo County Federal Credit Union | Local 697 Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 58 |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 34 (stronger) | 0 |
| Earnings | 70 (stronger) | 26 |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 72 | 73 (stronger) |
| Peer percentile | 26th | 19th |
| Total assets | $45.5M | $49.0M |
| Deposits / shares | $40.3M | $41.4M |
| Capital ratio | 11.23% | 16.03% (stronger) |
| Problem loans | 1.98% (stronger) | 4.55% |
| Net charge-offs | 0.24% | -0.10% (stronger) |
| Return on assets | 1.24% (stronger) | 0.14% |
| Loans ÷ deposits | 65.3% | 55.8% (stronger) |
| Uninsured deposits | 0.4% (stronger) | 10.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vigo County Federal Credit Union has the higher TellerScore (63 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Vigo County Federal Credit Union leads on 4 and Local 697 Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.