Side-by-side · Q2 2026 data
Vigo County Federal Credit Union vs Western Indiana Credit Union
Credit union
Vigo County Federal Credit Union
Terre Haute, Indiana · Under $100 million in assets
Metric by metric
| Measure | Vigo County Federal Credit Union | Western Indiana Credit Union |
|---|---|---|
| TellerScore | 63 | 80 (stronger) |
| Capital cushion | 62 | 76 (stronger) |
| Loan quality | 34 | 95 (stronger) |
| Earnings | 70 (stronger) | 53 |
| Funding & liquidity | 95 (stronger) | 86 |
| Problem-loan coverage | 72 | 98 (stronger) |
| Peer percentile | 26th | 65th |
| Total assets | $45.5M | $48.7M |
| Deposits / shares | $40.3M | $42.3M |
| Capital ratio | 11.23% | 12.56% (stronger) |
| Problem loans | 1.98% | 0.15% (stronger) |
| Net charge-offs | 0.24% | -0.00% (stronger) |
| Return on assets | 1.24% (stronger) | 0.82% |
| Loans ÷ deposits | 65.3% (stronger) | 74.5% |
| Uninsured deposits | 0.4% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Indiana Credit Union has the higher TellerScore (80 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Vigo County Federal Credit Union leads on 2 and Western Indiana Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.