Side-by-side · Q2 2026 data
Vintage Bank Kansas vs Ark Valley Credit Union
Metric by metric
| Measure | Vintage Bank Kansas | Ark Valley Credit Union |
|---|---|---|
| TellerScore | 78 | 94 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 82 | 94 (stronger) |
| Earnings | 88 (stronger) | 86 |
| Funding & liquidity | 74 | 91 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 72nd | 95th |
| Total assets | $288.6M | $57.3M |
| Deposits / shares | $231.4M | $47.8M |
| Capital ratio | 11.56% | 15.16% (stronger) |
| Problem loans | 0.53% | 0.19% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.13% |
| Return on assets | 1.70% (stronger) | 1.65% |
| Loans ÷ deposits | 77.4% | 69.2% (stronger) |
| Uninsured deposits | 22.8% | 0.0% (stronger) |
| Offices | 12 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | — |
Ark Valley Credit Union has the higher TellerScore (94 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Vintage Bank Kansas leads on 2 and Ark Valley Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.