Side-by-side · Q2 2026 data
Virginia Coop Credit Union vs Minnesota Catholic Credit Union
Credit union
Minnesota Catholic Credit Union
Little Canada, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Virginia Coop Credit Union | Minnesota Catholic Credit Union |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 66 | 76 (stronger) |
| Loan quality | 71 | 86 (stronger) |
| Earnings | 79 (stronger) | 57 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 59th | 59th |
| Total assets | $45.7M | $38.6M |
| Deposits / shares | $40.6M | $33.8M |
| Capital ratio | 11.55% | 12.62% (stronger) |
| Problem loans | 0.86% | 0.43% (stronger) |
| Net charge-offs | 0.18% | 0.15% (stronger) |
| Return on assets | 1.48% (stronger) | 0.94% |
| Loans ÷ deposits | 56.5% (stronger) | 72.8% |
| Uninsured deposits | 3.3% | 1.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Virginia Coop Credit Union leads on 2 and Minnesota Catholic Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.