Side-by-side · Q2 2026 data
Visionary Federal Credit Union vs New Directions Community Credit Union
Credit union
Visionary Federal Credit Union
Bridgeville, Pennsylvania · Under $100 million in assets
Credit union
New Directions Community Credit Union
Franklin, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Visionary Federal Credit Union | New Directions Community Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 77 | 95 (stronger) |
| Loan quality | 56 | 75 (stronger) |
| Earnings | 72 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 54th | 52nd |
| Total assets | $40.8M | $40.7M |
| Deposits / shares | $35.9M | $34.7M |
| Capital ratio | 12.67% | 14.54% (stronger) |
| Problem loans | 1.31% | 0.76% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.61% |
| Return on assets | 1.30% (stronger) | 0.12% |
| Loans ÷ deposits | 45.4% (stronger) | 73.7% |
| Uninsured deposits | 1.8% | 0.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Visionary Federal Credit Union has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Visionary Federal Credit Union leads on 4 and New Directions Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.