Side-by-side · Q2 2026 data
Volunteer Federal Savings Bank vs RockPointBank, National Association
Metric by metric
| Measure | Volunteer Federal Savings Bank | RockPointBank, National Association |
|---|---|---|
| TellerScore | 75 (stronger) | 68 |
| Capital cushion | 62 | 71 (stronger) |
| Loan quality | 89 | 96 (stronger) |
| Earnings | 57 (stronger) | 33 |
| Funding & liquidity | 89 (stronger) | 44 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 61st | 37th |
| Total assets | $397.1M | $384.5M |
| Deposits / shares | $353.5M | $335.8M |
| Capital ratio | 11.23% | 12.13% (stronger) |
| Problem loans | 0.34% | 0.13% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.92% (stronger) | 0.33% |
| Loans ÷ deposits | 71.6% (stronger) | 92.1% |
| Uninsured deposits | 14.7% (stronger) | 36.6% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
Volunteer Federal Savings Bank has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Volunteer Federal Savings Bank leads on 4 and RockPointBank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.