Side-by-side · Q2 2026 data
Voyage Federal Credit Union vs Northern Hills Federal Credit Union
Credit union
Voyage Federal Credit Union
Sioux Falls, South Dakota · $100 million – $1 billion
Credit union
Northern Hills Federal Credit Union
Sturgis, South Dakota · $100 million – $1 billion
Metric by metric
| Measure | Voyage Federal Credit Union | Northern Hills Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 50 (stronger) | 46 |
| Loan quality | 72 | 90 (stronger) |
| Earnings | 59 (stronger) | 52 |
| Funding & liquidity | 83 (stronger) | 66 |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 37th | 37th |
| Total assets | $285.3M | $204.9M |
| Deposits / shares | $249.6M | $183.2M |
| Capital ratio | 10.03% (stronger) | 9.57% |
| Problem loans | 0.83% | 0.29% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.40% |
| Return on assets | 0.98% (stronger) | 0.79% |
| Loans ÷ deposits | 77.7% (stronger) | 94.4% |
| Uninsured deposits | 7.6% (stronger) | 9.5% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | 17.9% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Voyage Federal Credit Union leads on 5 and Northern Hills Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.