Side-by-side · Q2 2026 data
W B R T Federal Credit Union vs James Ward, Jr. Federal Credit Union
Credit union
W B R T Federal Credit Union
Port Allen, Louisiana · Under $100 million in assets
Credit union
James Ward, Jr. Federal Credit Union
Jennings, Louisiana · Under $100 million in assets
Metric by metric
| Measure | W B R T Federal Credit Union | James Ward, Jr. Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 62 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 0 | 68 (stronger) |
| Funding & liquidity | 74 (stronger) | 70 |
| Problem-loan coverage | 48 | 82 (stronger) |
| Peer percentile | 6th | 24th |
| Total assets | $2.4M | $1.9M |
| Deposits / shares | $1.8M | $1.2M |
| Capital ratio | 24.55% | 34.13% (stronger) |
| Problem loans | 10.77% | 5.33% (stronger) |
| Net charge-offs | 1.50% | 1.38% (stronger) |
| Return on assets | -1.85% | 1.19% (stronger) |
| Loans ÷ deposits | 86.4% (stronger) | 90.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
James Ward, Jr. Federal Credit Union has the higher TellerScore (62 vs 46). On the 6 directional measures above (where higher or lower is clearly better), W B R T Federal Credit Union leads on 1 and James Ward, Jr. Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.