TellerScore

Headquartered in Port Allen, Louisiana, W B R T Federal Credit Union is a federal credit union with $2.4M in total assets and $1.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1959.

Based on its Q2 2026 filing, W B R T Federal Credit Union scores 46/100, which we describe as below average. That is higher than only 6% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 124th. Its strongest component is capital cushion (100/100; 24.55%), and its lowest is earnings (0/100; -1.85%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 24.55%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 10.77%
Earnings0/100
Return on assets (annualized): -1.85%
Funding & liquidity74/100
Loans ÷ shares: 86.4% · 0.0% uninsured
Problem-loan coverage48/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 25.88%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (45 → 46).

TellerScore
455564Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202462
Q4 202457
Q1 202549
Q2 202545
Q3 202546
Q4 202547
Q1 202648
Q2 202646
Net worth ratio
7.00%17.41%27.81%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202427.10%
Q3 202427.41%
Q4 202427.81%
Q1 202525.39%
Q2 202525.83%
Q3 202526.62%
Q4 202525.49%
Q1 202624.84%
Q2 202624.55%
Delinquent loans (60+ days)
5.95%8.36%10.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20248.83%
Q3 202410.57%
Q4 20248.66%
Q1 20258.51%
Q2 20258.32%
Q3 20257.66%
Q4 20256.65%
Q1 20265.95%
Q2 202610.77%
Return on assets
-2.58%0.53%3.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.12%
Q3 20243.65%
Q4 20241.27%
Q1 2025-0.12%
Q2 2025-0.82%
Q3 2025-0.69%
Q4 2025-2.58%
Q1 2026-2.45%
Q2 2026-1.85%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202646$2.4M24.55%10.77%-1.85%86.4%
Q1 202648$2.4M24.84%5.95%-2.45%85.5%
Q4 202547$2.4M25.49%6.65%-2.58%94.4%
Q3 202546$2.5M26.62%7.66%-0.69%93.2%
Q2 202545$2.6M25.83%8.32%-0.82%96.9%
Q1 202549$2.7M25.39%8.51%-0.12%92.3%
Q4 202457$2.4M27.81%8.66%1.27%110.8%
Q3 202462$2.5M27.41%10.57%3.65%108.6%
Q2 202464$2.5M27.10%8.83%3.12%104.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio24.55%
88th
Problem loans10.77%
2nd
Net charge-offs1.50%
8th
Return on assets-1.85%
4th
Loans to deposits86.4%
13th
Uninsured deposits0.0%
81st
Loan-loss reserves3.68%
94th
Texas ratio25.9%
3rd

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
T E a Federal Credit UnionCredit union Houma, LA30 out of 100, Low$2.5M8.1%3.10%vs
Arabi Sugar Workers Federal Credit UnionCredit union New Orleans, LA52 out of 100, Below average$2.0M38.6%12.08%vs
James Ward, Jr. Federal Credit UnionCredit union Jennings, LA62 out of 100, Moderate$1.9M34.1%5.33%vs
Southeast Louisiana Veterans Health Federal Credit UnionCredit union New Orleans, LA67 out of 100, Moderate$3.0M11.7%0.04%vs
Xavier University Federal Credit UnionCredit union New Orleans, LA72 out of 100, Strong$1.7M14.0%2.18%vs
Judicial & Justice Federal Credit UnionCredit union New Orleans, LA45 out of 100, Below average$1.6M10.6%3.27%vs

Deposit insurance

Is my money safe at W B R T Federal Credit Union?

Yes. W B R T Federal Credit Union is a federally insured credit union (NCUA charter #12735). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 24.55%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

W B R T Federal Credit Union lists 1 office in 1 city. Most locations:

  • Port Allen, LA (1)

All branch addresses and map

Identity & history

Profile

Legal name
W B R T Federal Credit Union
Type
Federal credit union
NCUA charter #
12735
RSSD ID
574088
Primary regulator
NCUA
Established
1959
Headquarters
673 Rosedale Rd, Port Allen, LA 70767
Employees
2

Quick answers

W B R T Federal Credit Union: common questions

Is W B R T Federal Credit Union NCUA insured?

Yes. W B R T Federal Credit Union is a federally insured credit union (NCUA charter #12735). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is W B R T Federal Credit Union's TellerScore?

46 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does W B R T Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Port Allen

InstitutionScoreAssetsCapitalProblem loansCompare
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA92 out of 100, Very strong$82.1M22.0%0.52%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs
Currency BankBank Baton Rouge, LA86 out of 100, Very strong$248.5M13.4%0.14%vs