James Ward, Jr. Federal Credit Union (NCUA charter #14537) is based in Jennings, Louisiana. Its Q2 2026 call report shows $1.9M in total assets and $1.2M in member shares and deposits and 3 offices.
Based on its Q2 2026 filing, James Ward, Jr. Federal Credit Union scores 62/100, which we describe as moderate. That is higher than only 24% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 96th. Its strongest component is capital cushion (100/100; 34.13%), and its lowest is loan quality (0/100; 5.33%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (69 → 62), mostly because the earnings component weakened by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 66 |
| Q4 2024 | 64 |
| Q1 2025 | 71 |
| Q2 2025 | 69 |
| Q3 2025 | 67 |
| Q4 2025 | 62 |
| Q1 2026 | 56 |
| Q2 2026 | 62 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 30.63% |
| Q3 2024 | 30.42% |
| Q4 2024 | 31.19% |
| Q1 2025 | 31.15% |
| Q2 2025 | 32.32% |
| Q3 2025 | 33.70% |
| Q4 2025 | 33.51% |
| Q1 2026 | 32.92% |
| Q2 2026 | 34.13% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.25% |
| Q3 2024 | 7.19% |
| Q4 2024 | 7.12% |
| Q1 2025 | 7.47% |
| Q2 2025 | 4.90% |
| Q3 2025 | 5.40% |
| Q4 2025 | 5.61% |
| Q1 2026 | 5.15% |
| Q2 2026 | 5.33% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.27% |
| Q3 2024 | 1.50% |
| Q4 2024 | 1.36% |
| Q1 2025 | 3.66% |
| Q2 2025 | 1.83% |
| Q3 2025 | 1.64% |
| Q4 2025 | 1.28% |
| Q1 2026 | 0.27% |
| Q2 2026 | 1.19% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $1.9M | 34.13% | 5.33% | 1.19% | 90.7% |
| Q1 2026 | 56 | $1.9M | 32.92% | 5.15% | 0.27% | 85.4% |
| Q4 2025 | 62 | $1.9M | 33.51% | 5.61% | 1.28% | 92.0% |
| Q3 2025 | 67 | $1.9M | 33.70% | 5.40% | 1.64% | 86.6% |
| Q2 2025 | 69 | $1.9M | 32.32% | 4.90% | 1.83% | 77.1% |
| Q1 2025 | 71 | $2.0M | 31.15% | 7.47% | 3.66% | 73.7% |
| Q4 2024 | 64 | $2.0M | 31.19% | 7.12% | 1.36% | 82.8% |
| Q3 2024 | 66 | $2.0M | 30.42% | 7.19% | 1.50% | 75.3% |
| Q2 2024 | 72 | $2.0M | 30.63% | 2.25% | 1.27% | 80.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Arabi Sugar Workers Federal Credit UnionCredit union New Orleans, LA | 52 out of 100, Below average | $2.0M | 38.6% | 12.08% | vs |
| Xavier University Federal Credit UnionCredit union New Orleans, LA | 72 out of 100, Strong | $1.7M | 14.0% | 2.18% | vs |
| Judicial & Justice Federal Credit UnionCredit union New Orleans, LA | 45 out of 100, Below average | $1.6M | 10.6% | 3.27% | vs |
| W B R T Federal Credit UnionCredit union Port Allen, LA | 46 out of 100, Below average | $2.4M | 24.6% | 10.77% | vs |
| T E a Federal Credit UnionCredit union Houma, LA | 30 out of 100, Low | $2.5M | 8.1% | 3.10% | vs |
| Cabot Employees Credit UnionCredit union Franklin, LA | 89 out of 100, Very strong | $1.3M | 27.0% | 0.00% | vs |
Deposit insurance
Is my money safe at James Ward, Jr. Federal Credit Union?
Yes. James Ward, Jr. Federal Credit Union is a federally insured credit union (NCUA charter #14537). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 34.13%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
James Ward, Jr. Federal Credit Union lists 3 offices in 2 cities. Most locations:
- Jennings, LA (2)
- Shreveport, LA (1)
Identity & history
Profile
- Legal name
- James Ward, Jr. Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14537
- RSSD ID
- 2282
- Primary regulator
- NCUA
- Established
- 1961
- Headquarters
- P.O. Box 1082, Jennings, LA 70546
- Employees
- 3
Quick answers
James Ward, Jr. Federal Credit Union: common questions
Is James Ward, Jr. Federal Credit Union NCUA insured?
Yes. James Ward, Jr. Federal Credit Union is a federally insured credit union (NCUA charter #14537). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is James Ward, Jr. Federal Credit Union's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does James Ward, Jr. Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Jennings
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |
| The BankBank Jennings, LA | 83 out of 100, Strong | $462.0M | 12.8% | 0.48% | vs |
| First National Bank of LouisianaBank Crowley, LA | 78 out of 100, Strong | $631.1M | 11.0% | 0.00% | vs |
| The Evangeline Bank and Trust CompanyBank Ville Platte, LA | 77 out of 100, Strong | $1.1B | 14.2% | 1.24% | vs |
| JD BankBank Jennings, LA | 76 out of 100, Strong | $1.3B | 11.9% | 0.40% | vs |
| United Mississippi BankBank Natchez, MS | 75 out of 100, Strong | $560.7M | 11.0% | 0.19% | vs |