Side-by-side · Q2 2026 data
W B R T Federal Credit Union vs Xavier University Federal Credit Union
Credit union
W B R T Federal Credit Union
Port Allen, Louisiana · Under $100 million in assets
Credit union
Xavier University Federal Credit Union
New Orleans, Louisiana · Under $100 million in assets
Metric by metric
| Measure | W B R T Federal Credit Union | Xavier University Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 72 (stronger) |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 0 | 27 (stronger) |
| Earnings | 0 | 70 (stronger) |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 48 | 92 (stronger) |
| Peer percentile | 6th | 44th |
| Total assets | $2.4M | $1.7M |
| Deposits / shares | $1.8M | $1.5M |
| Capital ratio | 24.55% (stronger) | 14.02% |
| Problem loans | 10.77% | 2.18% (stronger) |
| Net charge-offs | 1.50% (stronger) | 1.54% |
| Return on assets | -1.85% | 1.24% (stronger) |
| Loans ÷ deposits | 86.4% | 31.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Xavier University Federal Credit Union has the higher TellerScore (72 vs 46). On the 6 directional measures above (where higher or lower is clearly better), W B R T Federal Credit Union leads on 2 and Xavier University Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.