Side-by-side · Q2 2026 data
W T Community Federal Credit Union vs St. Paschal Baylons Federal Credit Union
Credit union
W T Community Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Credit union
St. Paschal Baylons Federal Credit Union
Highland Height, Ohio · Under $100 million in assets
Metric by metric
| Measure | W T Community Federal Credit Union | St. Paschal Baylons Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 79 (stronger) |
| Capital cushion | 48 | 77 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 13 | 27 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 32nd | 62nd |
| Total assets | $4.6M | $5.9M |
| Deposits / shares | $4.1M | $5.1M |
| Capital ratio | 9.77% | 12.67% (stronger) |
| Problem loans | 0.09% | 0.00% (stronger) |
| Net charge-offs | 0.55% | 0.00% (stronger) |
| Return on assets | -0.17% | 0.19% (stronger) |
| Loans ÷ deposits | 57.7% | 5.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Paschal Baylons Federal Credit Union has the higher TellerScore (79 vs 66). On the 6 directional measures above (where higher or lower is clearly better), W T Community Federal Credit Union leads on 0 and St. Paschal Baylons Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.