Side-by-side · Q2 2026 data
WaFd Bank vs Desertview Federal Credit Union
Metric by metric
| Measure | WaFd Bank | Desertview Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 74 (stronger) |
| Capital cushion | 42 | 87 (stronger) |
| Loan quality | 79 (stronger) | 37 |
| Earnings | 60 | 73 (stronger) |
| Funding & liquidity | 47 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 32nd | 49th |
| Total assets | $27.6B | $48.3M |
| Deposits / shares | $21.1B | $41.7M |
| Capital ratio | 9.21% | 13.69% (stronger) |
| Problem loans | 0.63% (stronger) | 1.90% |
| Net charge-offs | 0.02% (stronger) | 0.36% |
| Return on assets | 0.99% | 1.33% (stronger) |
| Loans ÷ deposits | 95.1% | 52.1% (stronger) |
| Uninsured deposits | 31.1% | 9.3% (stronger) |
| Offices | 210 | 2 |
| CFPB complaints (3 yrs) | 93 | — |
| Complaints per $1B deposits | 4.4 | — |
| Mortgage denial rate (HMDA) | 18.8% | — |
Desertview Federal Credit Union has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), WaFd Bank leads on 2 and Desertview Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.