Side-by-side · Q2 2026 data
Wakota Federal Credit Union vs Minnesota Catholic Credit Union
Credit union
Wakota Federal Credit Union
South St Paul, Minnesota · Under $100 million in assets
Credit union
Minnesota Catholic Credit Union
Little Canada, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Wakota Federal Credit Union | Minnesota Catholic Credit Union |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 60 | 76 (stronger) |
| Loan quality | 50 | 86 (stronger) |
| Earnings | 67 (stronger) | 57 |
| Funding & liquidity | 91 (stronger) | 87 |
| Problem-loan coverage | 83 | 96 (stronger) |
| Peer percentile | 32nd | 59th |
| Total assets | $44.8M | $38.6M |
| Deposits / shares | $39.4M | $33.8M |
| Capital ratio | 10.95% | 12.62% (stronger) |
| Problem loans | 1.49% | 0.43% (stronger) |
| Net charge-offs | 1.13% | 0.15% (stronger) |
| Return on assets | 1.18% (stronger) | 0.94% |
| Loans ÷ deposits | 69.0% (stronger) | 72.8% |
| Uninsured deposits | 0.8% (stronger) | 1.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Minnesota Catholic Credit Union has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Wakota Federal Credit Union leads on 3 and Minnesota Catholic Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.