Side-by-side · Q2 2026 data
Wakota Federal Credit Union vs Pipefitters-Steamfitters Credit Union
Credit union
Wakota Federal Credit Union
South St Paul, Minnesota · Under $100 million in assets
Credit union
Pipefitters-Steamfitters Credit Union
Woodbury, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Wakota Federal Credit Union | Pipefitters-Steamfitters Credit Union |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 60 | 84 (stronger) |
| Loan quality | 50 | 64 (stronger) |
| Earnings | 67 | 87 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 83 | 92 (stronger) |
| Peer percentile | 32nd | 72nd |
| Total assets | $44.8M | $51.6M |
| Deposits / shares | $39.4M | $44.4M |
| Capital ratio | 10.95% | 13.43% (stronger) |
| Problem loans | 1.49% | 1.07% (stronger) |
| Net charge-offs | 1.13% | 0.19% (stronger) |
| Return on assets | 1.18% | 1.69% (stronger) |
| Loans ÷ deposits | 69.0% | 57.6% (stronger) |
| Uninsured deposits | 0.8% (stronger) | 9.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pipefitters-Steamfitters Credit Union has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Wakota Federal Credit Union leads on 1 and Pipefitters-Steamfitters Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.