Side-by-side · Q2 2026 data
Walker County Federal Credit Union vs Caprock Santa Fe Credit Union
Credit union
Walker County Federal Credit Union
Huntsville, Texas · Under $100 million in assets
Metric by metric
| Measure | Walker County Federal Credit Union | Caprock Santa Fe Credit Union |
|---|---|---|
| TellerScore | 85 | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 81 (stronger) | 41 |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 77th | 77th |
| Total assets | $54.3M | $51.5M |
| Deposits / shares | $44.9M | $29.6M |
| Capital ratio | 16.48% | 41.73% (stronger) |
| Problem loans | 0.57% (stronger) | 1.77% |
| Net charge-offs | 0.76% (stronger) | 0.81% |
| Return on assets | 1.02% | 2.14% (stronger) |
| Loans ÷ deposits | 70.7% | 49.4% (stronger) |
| Uninsured deposits | 2.2% (stronger) | 2.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Walker County Federal Credit Union leads on 3 and Caprock Santa Fe Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.