Side-by-side · Q2 2026 data
Walker County Federal Credit Union vs Community Service Credit Union
Credit union
Walker County Federal Credit Union
Huntsville, Texas · Under $100 million in assets
Metric by metric
| Measure | Walker County Federal Credit Union | Community Service Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 81 (stronger) | 73 |
| Earnings | 61 (stronger) | 38 |
| Funding & liquidity | 90 (stronger) | 75 |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 77th | 19th |
| Total assets | $54.3M | $163.8M |
| Deposits / shares | $44.9M | $146.5M |
| Capital ratio | 16.48% (stronger) | 9.45% |
| Problem loans | 0.57% (stronger) | 0.82% |
| Net charge-offs | 0.76% (stronger) | 1.39% |
| Return on assets | 1.02% (stronger) | 0.44% |
| Loans ÷ deposits | 70.7% (stronger) | 84.9% |
| Uninsured deposits | 2.2% (stronger) | 10.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Walker County Federal Credit Union has the higher TellerScore (85 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Walker County Federal Credit Union leads on 7 and Community Service Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.