Side-by-side · Q2 2026 data
Walpole Co-operative Bank vs Cumberland Municipal Employees Federal Credit Union
Credit union
Cumberland Municipal Employees Federal Credit Union
Cumberland, Rhode Island · Under $100 million in assets
Metric by metric
| Measure | Walpole Co-operative Bank | Cumberland Municipal Employees Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 96 (stronger) | 68 |
| Earnings | 65 (stronger) | 35 |
| Funding & liquidity | 42 | 96 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 84th | 59th |
| Total assets | $646.5M | $9.2M |
| Deposits / shares | $509.2M | $7.3M |
| Capital ratio | 18.82% | 19.26% (stronger) |
| Problem loans | 0.11% (stronger) | 0.95% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 1.13% (stronger) | 0.37% |
| Loans ÷ deposits | 107.9% | 44.2% (stronger) |
| Uninsured deposits | 23.8% | 18.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Walpole Co-operative Bank has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Walpole Co-operative Bank leads on 3 and Cumberland Municipal Employees Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.