Side-by-side · Q2 2026 data
Warren Bank and Trust Company vs FBT Bank & Mortgage
Metric by metric
| Measure | Warren Bank and Trust Company | FBT Bank & Mortgage |
|---|---|---|
| TellerScore | 75 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 49 | 77 (stronger) |
| Earnings | 60 | 76 (stronger) |
| Funding & liquidity | 83 | 85 (stronger) |
| Problem-loan coverage | 85 | 88 (stronger) |
| Peer percentile | 61st | 50th |
| Total assets | $146.3M | $263.6M |
| Deposits / shares | $120.3M | $222.1M |
| Capital ratio | 16.24% (stronger) | 10.39% |
| Problem loans | 1.52% | 0.69% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.35% |
| Return on assets | 1.01% | 1.41% (stronger) |
| Loans ÷ deposits | 76.9% | 70.2% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 19.5% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Warren Bank and Trust Company has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Warren Bank and Trust Company leads on 4 and FBT Bank & Mortgage on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.