Side-by-side · Q2 2026 data
Warsaw Federal Savings and Loan Association vs First Mutual Bank, FSB
Bank
Warsaw Federal Savings and Loan Association
Cincinnati, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Warsaw Federal Savings and Loan Association | First Mutual Bank, FSB |
|---|---|---|
| TellerScore | 53 | 63 (stronger) |
| Capital cushion | 71 (stronger) | 46 |
| Loan quality | 57 | 82 (stronger) |
| Earnings | 17 | 32 (stronger) |
| Funding & liquidity | 40 | 86 (stronger) |
| Problem-loan coverage | 80 | 93 (stronger) |
| Peer percentile | 9th | 24th |
| Total assets | $108.5M | $109.9M |
| Deposits / shares | $71.9M | $90.6M |
| Capital ratio | 12.10% (stronger) | 9.60% |
| Problem loans | 1.30% | 0.55% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.08% |
| Return on assets | -0.08% | 0.29% (stronger) |
| Loans ÷ deposits | 124.0% | 74.3% (stronger) |
| Uninsured deposits | 23.8% | 11.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | — |
First Mutual Bank, FSB has the higher TellerScore (63 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Warsaw Federal Savings and Loan Association leads on 2 and First Mutual Bank, FSB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.