Side-by-side · Q2 2026 data
Washington State Bank vs Bank of Sunset and Trust Company
Metric by metric
| Measure | Washington State Bank | Bank of Sunset and Trust Company |
|---|---|---|
| TellerScore | 63 | 76 (stronger) |
| Capital cushion | 58 | 64 (stronger) |
| Loan quality | 57 | 81 (stronger) |
| Earnings | 65 | 89 (stronger) |
| Funding & liquidity | 66 (stronger) | 63 |
| Problem-loan coverage | 80 | 88 (stronger) |
| Peer percentile | 24th | 64th |
| Total assets | $309.2M | $192.3M |
| Deposits / shares | $273.9M | $169.1M |
| Capital ratio | 10.81% | 11.37% (stronger) |
| Problem loans | 1.29% | 0.58% (stronger) |
| Net charge-offs | 0.59% | 0.23% (stronger) |
| Return on assets | 1.12% | 1.73% (stronger) |
| Loans ÷ deposits | 82.0% (stronger) | 89.5% |
| Uninsured deposits | 26.2% | 22.2% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
Bank of Sunset and Trust Company has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Washington State Bank leads on 1 and Bank of Sunset and Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.