Side-by-side · Q2 2026 data
Washington State Bank vs Catalyst Bank
Metric by metric
| Measure | Washington State Bank | Catalyst Bank |
|---|---|---|
| TellerScore | 63 | 74 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 57 (stronger) | 52 |
| Earnings | 65 (stronger) | 57 |
| Funding & liquidity | 66 | 68 (stronger) |
| Problem-loan coverage | 80 | 94 (stronger) |
| Peer percentile | 24th | 57th |
| Total assets | $309.2M | $286.8M |
| Deposits / shares | $273.9M | $201.2M |
| Capital ratio | 10.81% | 26.55% (stronger) |
| Problem loans | 1.29% (stronger) | 1.43% |
| Net charge-offs | 0.59% | 0.05% (stronger) |
| Return on assets | 1.12% (stronger) | 0.93% |
| Loans ÷ deposits | 82.0% | 79.8% (stronger) |
| Uninsured deposits | 26.2% (stronger) | 26.3% |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
Catalyst Bank has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Washington State Bank leads on 3 and Catalyst Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.