Side-by-side · Q2 2026 data
Washington Trust Bank vs WaFd Bank
Metric by metric
| Measure | Washington Trust Bank | WaFd Bank |
|---|---|---|
| TellerScore | 60 | 61 (stronger) |
| Capital cushion | 47 (stronger) | 42 |
| Loan quality | 76 | 79 (stronger) |
| Earnings | 67 (stronger) | 60 |
| Funding & liquidity | 30 | 47 (stronger) |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 29th | 32nd |
| Total assets | $10.5B | $27.6B |
| Deposits / shares | $8.8B | $21.1B |
| Capital ratio | 9.73% (stronger) | 9.21% |
| Problem loans | 0.73% | 0.63% (stronger) |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 1.19% (stronger) | 0.99% |
| Loans ÷ deposits | 82.9% (stronger) | 95.1% |
| Uninsured deposits | 57.3% | 31.1% (stronger) |
| Offices | 44 | 210 |
| CFPB complaints (3 yrs) | 19 | 93 |
| Complaints per $1B deposits | 2.2 (stronger) | 4.4 |
| Mortgage denial rate (HMDA) | 22.5% | 18.8% |
WaFd Bank has the higher TellerScore (61 vs 60). On the 8 directional measures above (where higher or lower is clearly better), Washington Trust Bank leads on 4 and WaFd Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.