Side-by-side · Q2 2026 data
Waterbury Postal Employees Federal Credit Union vs Asa Federal Credit Union
Credit union
Waterbury Postal Employees Federal Credit Union
Waterbury, Connecticut · Under $100 million in assets
Credit union
Asa Federal Credit Union
Bloomfield, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Waterbury Postal Employees Federal Credit Union | Asa Federal Credit Union |
|---|---|---|
| TellerScore | 54 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 0 | 0 |
| Earnings | 0 | 68 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 (stronger) | 63 |
| Peer percentile | 13th | 10th |
| Total assets | $10.6M | $10.8M |
| Deposits / shares | $8.4M | $9.7M |
| Capital ratio | 18.23% (stronger) | 10.19% |
| Problem loans | 3.91% (stronger) | 5.21% |
| Net charge-offs | 1.60% | -0.26% (stronger) |
| Return on assets | -8.94% | 1.21% (stronger) |
| Loans ÷ deposits | 26.0% (stronger) | 39.9% |
| Uninsured deposits | 0.6% (stronger) | 4.1% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waterbury Postal Employees Federal Credit Union has the higher TellerScore (54 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Waterbury Postal Employees Federal Credit Union leads on 5 and Asa Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.