TellerScore

Asa Federal Credit Union (NCUA charter #21190) is based in Bloomfield, Connecticut. Its Q2 2026 call report shows $10.8M in total assets and $9.7M in member shares and deposits.

Asa Federal Credit Union has a TellerScore of 51 out of 100 (below average) based on Q2 2026 data — higher than only 10% of its 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 60th. Funding & liquidity contributes the most (100/100, 40% loans-to-deposits, 4% uninsured); loan quality contributes the least (0/100, 5.21%).

TellerScore · Q2 2026

Scorecard

Capital cushion52/100
Net worth ratio: 10.19%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 5.21%
Earnings68/100
Return on assets (annualized): 1.21%
Funding & liquidity100/100
Loans ÷ shares: 39.9% · 4.1% uninsured
Problem-loan coverage63/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 18.35%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (48 → 51), mostly because the earnings component improved by 6 points.

TellerScore
374552Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202452
Q3 202443
Q4 202442
Q1 202537
Q2 202548
Q3 202546
Q4 202545
Q1 202646
Q2 202651
Net worth ratio
7.00%8.59%10.19%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.15%
Q3 20247.70%
Q4 20247.88%
Q1 20257.99%
Q2 20259.68%
Q3 20258.80%
Q4 20259.34%
Q1 20268.70%
Q2 202610.19%
Delinquent loans (60+ days)
2.15%4.04%5.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.15%
Q3 20242.98%
Q4 20245.12%
Q1 20254.47%
Q2 20254.23%
Q3 20255.62%
Q4 20255.93%
Q1 20264.95%
Q2 20265.21%
Return on assets
0.36%0.78%1.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.00%
Q3 20241.03%
Q4 20241.02%
Q1 20250.36%
Q2 20251.05%
Q3 20251.17%
Q4 20250.98%
Q1 20261.13%
Q2 20261.21%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202651$10.8M10.19%5.21%1.21%39.9%
Q1 202646$12.3M8.70%4.95%1.13%34.4%
Q4 202545$11.1M9.34%5.93%0.98%38.0%
Q3 202546$11.7M8.80%5.62%1.17%36.0%
Q2 202548$10.1M9.68%4.23%1.05%42.1%
Q1 202537$11.7M7.99%4.47%0.36%33.8%
Q4 202442$11.8M7.88%5.12%1.02%34.1%
Q3 202443$11.7M7.70%2.98%1.03%36.4%
Q2 202452$10.6M8.15%2.15%1.00%40.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.19%
18th
Problem loans5.21%
6th
Net charge-offs-0.26%
97th
Return on assets1.21%
76th
Loans to deposits39.9%
78th
Uninsured deposits4.1%
27th
Loan-loss reserves0.00%
37th
Texas ratio18.3%
5th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Waterbury Postal Employees Federal Credit UnionCredit union Waterbury, CT54 out of 100, Below average$10.6M18.2%3.91%vs
New Haven Teachers Federal Credit UnionCredit union New Haven, CT90 out of 100, Very strong$10.2M32.0%0.13%vs
Greater Waterbury Healthcare Federal Credit UnionCredit union Waterbury, CT64 out of 100, Moderate$9.3M27.2%5.72%vs
Connecticut Postal Federal Credit UnionCredit union New Britain, CT90 out of 100, Very strong$12.6M25.0%0.91%vs
Connecticut Labor Dept Federal Credit UnionCredit union Wethersfield, CT77 out of 100, Strong$14.4M17.4%1.55%vs
New Haven Firefighters Credit UnionCredit union New Haven, CT89 out of 100, Very strong$5.9M26.3%0.00%vs

Deposit insurance

Is my money safe at Asa Federal Credit Union?

Yes. Asa Federal Credit Union is a federally insured credit union (NCUA charter #21190). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.1% of shares and deposits ($398K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.19%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Asa Federal Credit Union
Type
Federal credit union
NCUA charter #
21190
RSSD ID
162784
Primary regulator
NCUA
Established
1973
Headquarters
1 Regency Dr, Bloomfield, CT 06002
Employees
4

Quick answers

Asa Federal Credit Union: common questions

Is Asa Federal Credit Union NCUA insured?

Yes. Asa Federal Credit Union is a federally insured credit union (NCUA charter #21190). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Asa Federal Credit Union's TellerScore?

51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.