Side-by-side · Q2 2026 data
Waterfront Federal Credit Union vs Snocope Credit Union
Metric by metric
| Measure | Waterfront Federal Credit Union | Snocope Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 62 |
| Capital cushion | 85 (stronger) | 46 |
| Loan quality | 69 | 69 |
| Earnings | 33 | 35 (stronger) |
| Funding & liquidity | 98 | 99 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 47th | 24th |
| Total assets | $93.2M | $88.7M |
| Deposits / shares | $81.7M | $80.4M |
| Capital ratio | 13.49% (stronger) | 9.59% |
| Problem loans | 0.94% | 0.93% (stronger) |
| Net charge-offs | 0.53% (stronger) | 0.92% |
| Return on assets | 0.33% | 0.38% (stronger) |
| Loans ÷ deposits | 62.6% | 61.0% (stronger) |
| Uninsured deposits | 6.5% (stronger) | 9.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waterfront Federal Credit Union has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Waterfront Federal Credit Union leads on 4 and Snocope Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.