Snocope Credit Union is a federally insured state-chartered credit union headquartered in Everett, Washington, in business for about 67 years. At the end of Q2 2026 it reported $88.7M in total assets and $80.4M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Snocope Credit Union scores 62/100, which we describe as moderate. That is higher than only 24% of 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 55th. Its strongest component is funding & liquidity (99/100; 61% loans-to-deposits, 9% uninsured), and its lowest is earnings (35/100; 0.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (64 → 62), mostly because the earnings component weakened by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 66 |
| Q4 2024 | 64 |
| Q1 2025 | 61 |
| Q2 2025 | 64 |
| Q3 2025 | 62 |
| Q4 2025 | 58 |
| Q1 2026 | 59 |
| Q2 2026 | 62 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.31% |
| Q3 2024 | 9.66% |
| Q4 2024 | 9.74% |
| Q1 2025 | 9.64% |
| Q2 2025 | 9.90% |
| Q3 2025 | 9.80% |
| Q4 2025 | 9.67% |
| Q1 2026 | 9.44% |
| Q2 2026 | 9.59% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.84% |
| Q3 2024 | 0.94% |
| Q4 2024 | 1.02% |
| Q1 2025 | 1.22% |
| Q2 2025 | 1.03% |
| Q3 2025 | 1.11% |
| Q4 2025 | 1.42% |
| Q1 2026 | 1.05% |
| Q2 2026 | 0.93% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.79% |
| Q3 2024 | 1.09% |
| Q4 2024 | 1.08% |
| Q1 2025 | 0.83% |
| Q2 2025 | 0.83% |
| Q3 2025 | 0.65% |
| Q4 2025 | 0.45% |
| Q1 2026 | 0.29% |
| Q2 2026 | 0.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $88.7M | 9.59% | 0.93% | 0.38% | 61.0% |
| Q1 2026 | 59 | $89.0M | 9.44% | 1.05% | 0.29% | 61.3% |
| Q4 2025 | 58 | $86.3M | 9.67% | 1.42% | 0.45% | 63.0% |
| Q3 2025 | 62 | $85.4M | 9.80% | 1.11% | 0.65% | 66.7% |
| Q2 2025 | 64 | $83.9M | 9.90% | 1.03% | 0.83% | 70.4% |
| Q1 2025 | 61 | $84.4M | 9.64% | 1.22% | 0.83% | 72.0% |
| Q4 2024 | 64 | $81.7M | 9.74% | 1.02% | 1.08% | 76.2% |
| Q3 2024 | 66 | $80.0M | 9.66% | 0.94% | 1.09% | 73.5% |
| Q2 2024 | 63 | $79.3M | 9.31% | 0.84% | 0.79% | 74.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Spokane Firefighters Credit UnionCredit union Spokane, WA | 87 out of 100, Very strong | $86.4M | 14.5% | 0.15% | vs |
| Progressions Credit UnionCredit union Spokane, WA | 69 out of 100, Moderate | $93.1M | 10.4% | 0.20% | vs |
| Waterfront Federal Credit UnionCredit union Seattle, WA | 73 out of 100, Strong | $93.2M | 13.5% | 0.94% | vs |
| Primesource Credit UnionCredit union Spokane, WA | 46 out of 100, Below average | $83.9M | 12.4% | 2.57% | vs |
| Lower Columbia Longshoremen Federal Credit UnionCredit union Longview, WA | 68 out of 100, Moderate | $95.8M | 12.3% | 1.32% | vs |
| Westedge Federal Credit UnionCredit union Bellingham, WA | 81 out of 100, Strong | $79.2M | 17.4% | 1.32% | vs |
Deposit insurance
Is my money safe at Snocope Credit Union?
Yes. Snocope Credit Union is a federally insured credit union (NCUA charter #68622). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 9.1% of shares and deposits ($7.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.59%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Snocope Credit Union lists 1 office in 1 city. Most locations:
- Everett, WA (1)
Identity & history
Profile
- Legal name
- Snocope Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68622
- RSSD ID
- 576185
- Primary regulator
- State + NCUA
- Established
- 1959
- Headquarters
- PO Box 720, Everett, WA 98206
- Employees
- 14
Quick answers
Snocope Credit Union: common questions
Is Snocope Credit Union NCUA insured?
Yes. Snocope Credit Union is a federally insured credit union (NCUA charter #68622). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Snocope Credit Union's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Snocope Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Everett
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cascade Federal Credit UnionCredit union Kent, WA | 88 out of 100, Very strong | $392.6M | 13.3% | 0.79% | vs |
| GBC International BankBank Los Angeles, CA | 83 out of 100, Strong | $658.5M | 15.9% | 0.26% | vs |
| Qualstar Credit UnionCredit union Bothell, WA | 80 out of 100, Strong | $939.3M | 16.0% | 1.41% | vs |
| Peoples BankBank Bellingham, WA | 78 out of 100, Strong | $2.4B | 13.3% | 0.11% | vs |
| Northwest Plus Credit UnionCredit union Everett, WA | 77 out of 100, Strong | $315.2M | 13.6% | 0.80% | vs |
| Native American Bank, National AssociationBank Denver, CO | 77 out of 100, Strong | $362.0M | 14.4% | 0.94% | vs |