Side-by-side · Q2 2026 data
Waterloo Firemen'S Credit Union vs Cedar Falls Community Credit Union
Metric by metric
| Measure | Waterloo Firemen'S Credit Union | Cedar Falls Community Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 80 |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 69 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 89th | 78th |
| Total assets | $2.9M | $251.7M |
| Deposits / shares | $2.5M | $209.6M |
| Capital ratio | 13.29% | 15.87% (stronger) |
| Problem loans | 0.00% (stronger) | 0.78% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 2.17% (stronger) | 1.20% |
| Loans ÷ deposits | 91.0% (stronger) | 99.2% |
| Uninsured deposits | 0.0% (stronger) | 12.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Waterloo Firemen'S Credit Union has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Waterloo Firemen'S Credit Union leads on 6 and Cedar Falls Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.