Side-by-side · Q2 2026 data
Wauna Federal Credit Union vs Onpoint Community Credit Union
Metric by metric
| Measure | Wauna Federal Credit Union | Onpoint Community Credit Union |
|---|---|---|
| TellerScore | 58 | 83 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 74 (stronger) | 67 |
| Earnings | 38 | 76 (stronger) |
| Funding & liquidity | 74 | 80 (stronger) |
| Problem-loan coverage | 84 | 91 (stronger) |
| Peer percentile | 16th | 92nd |
| Total assets | $398.2M | $9.5B |
| Deposits / shares | $359.3M | $7.9B |
| Capital ratio | 9.18% | 15.00% (stronger) |
| Problem loans | 0.78% (stronger) | 0.98% |
| Net charge-offs | 0.83% | 0.42% (stronger) |
| Return on assets | 0.45% | 1.41% (stronger) |
| Loans ÷ deposits | 86.0% | 80.0% (stronger) |
| Uninsured deposits | 7.7% | 3.6% (stronger) |
| Offices | 5 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.1% | 17.5% |
Onpoint Community Credit Union has the higher TellerScore (83 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wauna Federal Credit Union leads on 1 and Onpoint Community Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.