Side-by-side · Q2 2026 data
Wauna Federal Credit Union vs Oregonians Credit Union
Metric by metric
| Measure | Wauna Federal Credit Union | Oregonians Credit Union |
|---|---|---|
| TellerScore | 58 | 67 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 74 (stronger) | 28 |
| Earnings | 38 | 50 (stronger) |
| Funding & liquidity | 74 | 80 (stronger) |
| Problem-loan coverage | 84 (stronger) | 82 |
| Peer percentile | 16th | 41st |
| Total assets | $398.2M | $339.2M |
| Deposits / shares | $359.3M | $280.0M |
| Capital ratio | 9.18% | 16.45% (stronger) |
| Problem loans | 0.78% (stronger) | 2.15% |
| Net charge-offs | 0.83% | 0.31% (stronger) |
| Return on assets | 0.45% | 0.74% (stronger) |
| Loans ÷ deposits | 86.0% | 80.4% (stronger) |
| Uninsured deposits | 7.7% | 2.8% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.1% | 18.2% |
Oregonians Credit Union has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wauna Federal Credit Union leads on 1 and Oregonians Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.