Side-by-side · Q2 2026 data
Wave Federal Credit Union vs Greenwood Credit Union
Metric by metric
| Measure | Wave Federal Credit Union | Greenwood Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 73 (stronger) | 51 |
| Loan quality | 69 | 84 (stronger) |
| Earnings | 39 | 62 (stronger) |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 54th | 41st |
| Total assets | $156.8M | $957.3M |
| Deposits / shares | $136.8M | $855.9M |
| Capital ratio | 12.30% (stronger) | 10.06% |
| Problem loans | 0.93% | 0.48% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.23% |
| Return on assets | 0.47% | 1.05% (stronger) |
| Loans ÷ deposits | 58.4% (stronger) | 100.2% |
| Uninsured deposits | 5.3% (stronger) | 11.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | 20.1% |
Wave Federal Credit Union has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Wave Federal Credit Union leads on 5 and Greenwood Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.