Side-by-side · Q2 2026 data
Wayne Bank vs The Fidelity Deposit and Discount Bank
Metric by metric
| Measure | Wayne Bank | The Fidelity Deposit and Discount Bank |
|---|---|---|
| TellerScore | 53 | 68 (stronger) |
| Capital cushion | 38 | 45 (stronger) |
| Loan quality | 60 | 97 (stronger) |
| Earnings | 59 | 65 (stronger) |
| Funding & liquidity | 47 | 49 (stronger) |
| Problem-loan coverage | 81 | 99 (stronger) |
| Peer percentile | 11th | 49th |
| Total assets | $2.9B | $3.0B |
| Deposits / shares | $2.5B | $2.6B |
| Capital ratio | 8.82% | 9.50% (stronger) |
| Problem loans | 1.21% | 0.08% (stronger) |
| Net charge-offs | 0.17% | 0.01% (stronger) |
| Return on assets | 0.97% | 1.13% (stronger) |
| Loans ÷ deposits | 88.4% | 80.8% (stronger) |
| Uninsured deposits | 37.0% (stronger) | 42.6% |
| Offices | 32 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.8% | 10.0% |
The Fidelity Deposit and Discount Bank has the higher TellerScore (68 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Wayne Bank leads on 1 and The Fidelity Deposit and Discount Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.