Side-by-side · Q2 2026 data
Wayne Bank vs The Honesdale National Bank
Metric by metric
| Measure | Wayne Bank | The Honesdale National Bank |
|---|---|---|
| TellerScore | 53 | 84 (stronger) |
| Capital cushion | 38 | 87 (stronger) |
| Loan quality | 60 | 92 (stronger) |
| Earnings | 59 | 80 (stronger) |
| Funding & liquidity | 47 | 58 (stronger) |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 11th | 95th |
| Total assets | $2.9B | $1.2B |
| Deposits / shares | $2.5B | $993.3M |
| Capital ratio | 8.82% | 13.74% (stronger) |
| Problem loans | 1.21% | 0.24% (stronger) |
| Net charge-offs | 0.17% | 0.08% (stronger) |
| Return on assets | 0.97% | 1.50% (stronger) |
| Loans ÷ deposits | 88.4% (stronger) | 91.3% |
| Uninsured deposits | 37.0% | 24.4% (stronger) |
| Offices | 32 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.8% | 4.4% |
The Honesdale National Bank has the higher TellerScore (84 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Wayne Bank leads on 1 and The Honesdale National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Honesdale, PA
- Clarks Summit, PA
- Hawley, PA
- Lakewood, PA