Side-by-side · Q2 2026 data
Wayne County Bank vs Andrew Johnson Bank
Metric by metric
| Measure | Wayne County Bank | Andrew Johnson Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 73 |
| Capital cushion | 86 (stronger) | 62 |
| Loan quality | 76 (stronger) | 72 |
| Earnings | 93 (stronger) | 82 |
| Funding & liquidity | 73 (stronger) | 71 |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 86th | 53rd |
| Total assets | $595.1M | $611.9M |
| Deposits / shares | $507.1M | $545.9M |
| Capital ratio | 13.58% (stronger) | 11.24% |
| Problem loans | 0.72% (stronger) | 0.83% |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.82% (stronger) | 1.54% |
| Loans ÷ deposits | 82.2% | 81.8% (stronger) |
| Uninsured deposits | 19.7% (stronger) | 21.9% |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne County Bank has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Wayne County Bank leads on 5 and Andrew Johnson Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.