Side-by-side · Q2 2026 data
Wayne County Bank vs CBBC Bank
Metric by metric
| Measure | Wayne County Bank | CBBC Bank |
|---|---|---|
| TellerScore | 84 | 89 (stronger) |
| Capital cushion | 86 | 92 (stronger) |
| Loan quality | 76 | 100 (stronger) |
| Earnings | 93 (stronger) | 66 |
| Funding & liquidity | 73 | 88 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 86th | 94th |
| Total assets | $595.1M | $562.1M |
| Deposits / shares | $507.1M | $478.8M |
| Capital ratio | 13.58% | 14.22% (stronger) |
| Problem loans | 0.72% | 0.01% (stronger) |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 1.82% (stronger) | 1.16% |
| Loans ÷ deposits | 82.2% | 66.1% (stronger) |
| Uninsured deposits | 19.7% (stronger) | 20.9% |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.8% |
CBBC Bank has the higher TellerScore (89 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Wayne County Bank leads on 2 and CBBC Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.