Side-by-side · Q2 2026 data
Wayne County Bank vs Lawrenceburg Federal Bank
Metric by metric
| Measure | Wayne County Bank | Lawrenceburg Federal Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 79 |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 76 | 86 (stronger) |
| Earnings | 93 (stronger) | 49 |
| Funding & liquidity | 73 (stronger) | 54 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 86th | 63rd |
| Total assets | $595.1M | $95.2M |
| Deposits / shares | $507.1M | $74.8M |
| Capital ratio | 13.58% | 18.43% (stronger) |
| Problem loans | 0.72% | 0.41% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.09% |
| Return on assets | 1.82% (stronger) | 0.73% |
| Loans ÷ deposits | 82.2% (stronger) | 106.6% |
| Uninsured deposits | 19.7% | 9.9% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne County Bank has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Wayne County Bank leads on 4 and Lawrenceburg Federal Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.