Side-by-side · Q2 2026 data
Wayne County Federal Credit Union vs Health Care Professionals Federal Credit Union
Credit union
Wayne County Federal Credit Union
Richmond, Indiana · Under $100 million in assets
Credit union
Health Care Professionals Federal Credit Union
Richmond, Indiana · Under $100 million in assets
Metric by metric
| Measure | Wayne County Federal Credit Union | Health Care Professionals Federal Credit Union |
|---|---|---|
| TellerScore | 89 | 96 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 53 | 83 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 87th | 97th |
| Total assets | $13.5M | $41.6M |
| Deposits / shares | $11.5M | $33.4M |
| Capital ratio | 14.28% | 18.61% (stronger) |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 0.82% | 1.57% (stronger) |
| Loans ÷ deposits | 41.6% (stronger) | 62.5% |
| Uninsured deposits | 0.1% (stronger) | 4.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Health Care Professionals Federal Credit Union has the higher TellerScore (96 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Wayne County Federal Credit Union leads on 4 and Health Care Professionals Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.