Side-by-side · Q2 2026 data
Wayne County Federal Credit Union vs Natco Credit Union
Credit union
Wayne County Federal Credit Union
Richmond, Indiana · Under $100 million in assets
Metric by metric
| Measure | Wayne County Federal Credit Union | Natco Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 80 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 100 (stronger) | 61 |
| Earnings | 53 | 79 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 87th | 78th |
| Total assets | $13.5M | $153.7M |
| Deposits / shares | $11.5M | $128.3M |
| Capital ratio | 14.28% | 17.26% (stronger) |
| Problem loans | 0.00% (stronger) | 1.18% |
| Net charge-offs | 0.00% (stronger) | 0.70% |
| Return on assets | 0.82% | 1.47% (stronger) |
| Loans ÷ deposits | 41.6% (stronger) | 94.1% |
| Uninsured deposits | 0.1% (stronger) | 2.2% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne County Federal Credit Union has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Wayne County Federal Credit Union leads on 5 and Natco Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.