Side-by-side · Q2 2026 data
Wayne-Westland Federal Credit Union vs H.P.C. Credit Union
Metric by metric
| Measure | Wayne-Westland Federal Credit Union | H.P.C. Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 68 |
| Capital cushion | 63 | 86 (stronger) |
| Loan quality | 84 (stronger) | 38 |
| Earnings | 92 (stronger) | 52 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 95 (stronger) | 83 |
| Peer percentile | 83rd | 45th |
| Total assets | $161.2M | $171.9M |
| Deposits / shares | $146.2M | $148.0M |
| Capital ratio | 11.26% | 13.63% (stronger) |
| Problem loans | 0.47% (stronger) | 1.86% |
| Net charge-offs | 0.38% | 0.27% (stronger) |
| Return on assets | 1.81% (stronger) | 0.81% |
| Loans ÷ deposits | 50.4% (stronger) | 68.0% |
| Uninsured deposits | 4.1% (stronger) | 9.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne-Westland Federal Credit Union has the higher TellerScore (83 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Wayne-Westland Federal Credit Union leads on 5 and H.P.C. Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.