Side-by-side · Q2 2026 data
Wayne-Westland Federal Credit Union vs United Churches Credit Union
Metric by metric
| Measure | Wayne-Westland Federal Credit Union | United Churches Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 67 |
| Capital cushion | 63 (stronger) | 53 |
| Loan quality | 84 (stronger) | 64 |
| Earnings | 92 (stronger) | 55 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 83rd | 34th |
| Total assets | $161.2M | $21.9M |
| Deposits / shares | $146.2M | $19.5M |
| Capital ratio | 11.26% (stronger) | 10.28% |
| Problem loans | 0.47% (stronger) | 1.08% |
| Net charge-offs | 0.38% | 0.25% (stronger) |
| Return on assets | 1.81% (stronger) | 0.86% |
| Loans ÷ deposits | 50.4% | 25.4% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 6.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne-Westland Federal Credit Union has the higher TellerScore (83 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Wayne-Westland Federal Credit Union leads on 5 and United Churches Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.