Side-by-side · Q2 2026 data
Wayne-Westland Federal Credit Union vs University of Michigan Credit Union
Credit union
University of Michigan Credit Union
Ann Arbor, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Wayne-Westland Federal Credit Union | University of Michigan Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 61 |
| Capital cushion | 63 (stronger) | 61 |
| Loan quality | 84 (stronger) | 73 |
| Earnings | 92 (stronger) | 36 |
| Funding & liquidity | 100 (stronger) | 57 |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 83rd | 27th |
| Total assets | $161.2M | $1.5B |
| Deposits / shares | $146.2M | $1.1B |
| Capital ratio | 11.26% (stronger) | 11.08% |
| Problem loans | 0.47% (stronger) | 0.82% |
| Net charge-offs | 0.38% (stronger) | 0.62% |
| Return on assets | 1.81% (stronger) | 0.41% |
| Loans ÷ deposits | 50.4% (stronger) | 103.3% |
| Uninsured deposits | 4.1% (stronger) | 10.6% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.1% |
Wayne-Westland Federal Credit Union has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Wayne-Westland Federal Credit Union leads on 7 and University of Michigan Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.