Side-by-side · Q2 2026 data
Wells Fargo National Bank West vs Beal Bank USA
Metric by metric
| Measure | Wells Fargo National Bank West | Beal Bank USA |
|---|---|---|
| TellerScore | 82 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 68 | 74 (stronger) |
| Earnings | 59 | 100 (stronger) |
| Funding & liquidity | 92 (stronger) | 15 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 93rd | 96th |
| Total assets | $8.8B | $11.0B |
| Deposits / shares | $6.9B | $1.7B |
| Capital ratio | 19.19% | 21.89% (stronger) |
| Problem loans | 0.97% | 0.78% (stronger) |
| Net charge-offs | 0.00% | -4.75% (stronger) |
| Return on assets | 0.97% | 8.19% (stronger) |
| Loans ÷ deposits | 68.2% (stronger) | 235.7% |
| Uninsured deposits | 1.5% (stronger) | 46.6% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wells Fargo National Bank West has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Wells Fargo National Bank West leads on 3 and Beal Bank USA on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.