TellerScore

Wells Fargo National Bank West (FDIC certificate #27389) is based in Las Vegas, Nevada. Its Q2 2026 call report shows $8.8B in total assets and $6.9B in deposits and 1 office.

Wells Fargo National Bank West has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 93% of its 897 banks with $1 billion – $10 billion. Among 14 banks headquartered in Nevada, it ranks 4th. Capital cushion contributes the most (100/100, 19.19%); earnings contributes the least (59/100, 0.97%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 19.19%
Loan quality68/100
Noncurrent loans ÷ total loans: 0.97%
Earnings59/100
Return on assets (annualized): 0.97%
Funding & liquidity92/100
Loans ÷ deposits and uninsured-deposit share: 68.2% · 1.5% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 82).

TellerScore
717783Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202480
Q4 202480
Q1 202582
Q2 202582
Q3 202582
Q4 202582
Q1 202683
Q2 202682
Tier 1 leverage ratio
5.00%12.10%19.19%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.20%
Q3 202414.42%
Q4 202414.13%
Q1 202514.86%
Q2 202515.93%
Q3 202517.39%
Q4 202518.25%
Q1 202618.62%
Q2 202619.19%
Noncurrent loans
0.77%0.87%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.83%
Q3 20240.79%
Q4 20240.84%
Q1 20250.77%
Q2 20250.81%
Q3 20250.91%
Q4 20250.82%
Q1 20260.87%
Q2 20260.97%
Return on assets
0.74%0.87%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.77%
Q3 20240.74%
Q4 20240.80%
Q1 20250.79%
Q2 20250.85%
Q3 20250.85%
Q4 20250.87%
Q1 20261.00%
Q2 20260.97%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$8.8B19.19%0.97%0.97%68.2%
Q1 202683$9.0B18.62%0.87%1.00%67.6%
Q4 202582$9.0B18.25%0.82%0.87%69.4%
Q3 202582$9.3B17.39%0.91%0.85%68.5%
Q2 202582$9.4B15.93%0.81%0.85%71.8%
Q1 202582$10.2B14.86%0.77%0.79%65.3%
Q4 202480$10.5B14.13%0.84%0.80%64.4%
Q3 202480$10.3B14.42%0.79%0.74%66.3%
Q2 202471$12.0B11.20%0.83%0.77%57.8%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.19%
97th
Total risk-based capital65.48%
99th
Problem loans0.97%
27th
Net charge-offs0.00%
79th
Return on assets0.97%
29th
Net interest margin1.63%
2nd
Efficiency ratio23.4%
98th
Loans to deposits68.2%
86th
Uninsured deposits1.5%
99th
Loan-loss reserves0.33%
3rd
Texas ratio2.7%
61st

Similar-size banks in Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
Credit One Bank, National AssociationBank Las Vegas, NV66 out of 100, Moderate$2.4B28.2%3.19%vs
GBankBank Las Vegas, NV50 out of 100, Below average$1.4B13.2%4.96%vs
Farm Bureau Bank FSBBank Reno, NV62 out of 100, Moderate$1.1B10.1%0.79%vs

Deposit insurance

Is my money safe at Wells Fargo National Bank West?

Yes. Wells Fargo National Bank West is an FDIC-insured institution (FDIC certificate #27389). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 1.5% of deposits ($107.4M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 19.19%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 65.48% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Wells Fargo National Bank West lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Wells Fargo National Bank West
Former names
Wells Fargo Financial National Bank; Dial National Bank
Type
National bank
FDIC certificate #
27389
RSSD ID
1225761
Primary regulator
OCC
Holding company
Wells Fargo&company
Established
December 1, 1988
Headquarters
4455 Spring Mountain Rd, Las Vegas, NV 89102
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Quick answers

Wells Fargo National Bank West: common questions

Is Wells Fargo National Bank West FDIC insured?

Yes. Wells Fargo National Bank West is an FDIC-insured institution (FDIC certificate #27389). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Wells Fargo National Bank West's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Wells Fargo National Bank West ever failed?

There is no failure record for FDIC certificate #27389 in the FDIC failed bank list.

How many branches does Wells Fargo National Bank West have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Las Vegas

InstitutionScoreAssetsCapitalProblem loansCompare
One Nevada Credit UnionCredit union Las Vegas, NV93 out of 100, Very strong$1.5B16.7%0.31%vs
Boulder Dam Credit UnionCredit union Boulder City, NV93 out of 100, Very strong$871.5M14.8%0.21%vs
American First National BankBank Houston, TX87 out of 100, Very strong$2.9B14.4%0.42%vs
Town & Country BankBank Las Vegas, NV87 out of 100, Very strong$206.9M14.9%0.00%vs
First Security Bank of NevadaBank Las Vegas, NV84 out of 100, Strong$297.7M26.3%0.70%vs
First Savings BankBank Beresford, SD83 out of 100, Strong$1.6B19.3%0.90%vs