Side-by-side · Q2 2026 data
Wepco Federal Credit Union vs First Peoples Community Federal Credit Union
Credit union
First Peoples Community Federal Credit Union
Cumberland, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Wepco Federal Credit Union | First Peoples Community Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 67 | 82 (stronger) |
| Earnings | 86 (stronger) | 65 |
| Funding & liquidity | 84 (stronger) | 74 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 89th | 78th |
| Total assets | $399.3M | $666.1M |
| Deposits / shares | $336.7M | $560.0M |
| Capital ratio | 15.46% (stronger) | 13.61% |
| Problem loans | 0.98% | 0.53% (stronger) |
| Net charge-offs | 0.83% | 0.15% (stronger) |
| Return on assets | 1.65% (stronger) | 1.14% |
| Loans ÷ deposits | 76.6% (stronger) | 86.1% |
| Uninsured deposits | 5.4% | 5.2% (stronger) |
| Offices | 7 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.5% | 5.8% |
Wepco Federal Credit Union has the higher TellerScore (86 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Wepco Federal Credit Union leads on 4 and First Peoples Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cumberland, MD
- LaVale, MD
- Keyser, WV