Side-by-side · Q2 2026 data
Wepco Federal Credit Union vs Preston Federal Credit Union
Credit union
Preston Federal Credit Union
Kingwood, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Wepco Federal Credit Union | Preston Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 67 (stronger) | 63 |
| Earnings | 86 (stronger) | 74 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 89th | 68th |
| Total assets | $399.3M | $31.2M |
| Deposits / shares | $336.7M | $26.9M |
| Capital ratio | 15.46% (stronger) | 13.63% |
| Problem loans | 0.98% (stronger) | 1.10% |
| Net charge-offs | 0.83% | 0.29% (stronger) |
| Return on assets | 1.65% (stronger) | 1.35% |
| Loans ÷ deposits | 76.6% | 39.2% (stronger) |
| Uninsured deposits | 5.4% (stronger) | 7.1% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.5% | — |
Wepco Federal Credit Union has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Wepco Federal Credit Union leads on 5 and Preston Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.