Side-by-side · Q2 2026 data
WesBanco Bank, Inc. vs Cedar Point Federal Credit Union
Credit union
Cedar Point Federal Credit Union
Lexington Park, Maryland · $100 million – $1 billion
Metric by metric
| Measure | WesBanco Bank, Inc. | Cedar Point Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 69 (stronger) |
| Capital cushion | 52 (stronger) | 43 |
| Loan quality | 71 | 85 (stronger) |
| Earnings | 76 (stronger) | 53 |
| Funding & liquidity | 53 | 96 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 58th | 48th |
| Total assets | $27.7B | $905.8M |
| Deposits / shares | $21.8B | $819.3M |
| Capital ratio | 10.25% (stronger) | 9.26% |
| Problem loans | 0.86% | 0.45% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.23% |
| Return on assets | 1.39% (stronger) | 0.82% |
| Loans ÷ deposits | 88.7% | 64.1% (stronger) |
| Uninsured deposits | 32.2% | 6.3% (stronger) |
| Offices | 211 | 5 |
| CFPB complaints (3 yrs) | 104 | — |
| Complaints per $1B deposits | 4.8 | — |
| Mortgage denial rate (HMDA) | 20.1% | 7.2% |
Cedar Point Federal Credit Union has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), WesBanco Bank, Inc. leads on 3 and Cedar Point Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Leonardtown, MD
- Prince Frederick, MD