Side-by-side · Q2 2026 data
Wescom Central Credit Union vs Patelco Credit Union
Metric by metric
| Measure | Wescom Central Credit Union | Patelco Credit Union |
|---|---|---|
| TellerScore | 59 | 60 (stronger) |
| Capital cushion | 29 | 55 (stronger) |
| Loan quality | 86 (stronger) | 66 |
| Earnings | 39 (stronger) | 36 |
| Funding & liquidity | 80 (stronger) | 74 |
| Problem-loan coverage | 94 (stronger) | 85 |
| Peer percentile | 22nd | 25th |
| Total assets | $6.6B | $9.8B |
| Deposits / shares | $4.3B | $8.2B |
| Capital ratio | 7.90% | 10.49% (stronger) |
| Problem loans | 0.43% (stronger) | 1.03% |
| Net charge-offs | 0.39% (stronger) | 0.58% |
| Return on assets | 0.47% (stronger) | 0.41% |
| Loans ÷ deposits | 80.7% (stronger) | 86.3% |
| Uninsured deposits | 6.2% | 6.2% (stronger) |
| Offices | 32 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.0% | 16.7% |
Patelco Credit Union has the higher TellerScore (60 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Wescom Central Credit Union leads on 4 and Patelco Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.