Side-by-side · Q2 2026 data
West-Aircomm Federal Credit Union vs Everence Federal Credit Union
Credit union
West-Aircomm Federal Credit Union
Beaver, Pennsylvania · $100 million – $1 billion
Credit union
Everence Federal Credit Union
Lancaster, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | West-Aircomm Federal Credit Union | Everence Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 64 |
| Capital cushion | 74 (stronger) | 37 |
| Loan quality | 37 | 82 (stronger) |
| Earnings | 65 (stronger) | 63 |
| Funding & liquidity | 84 (stronger) | 73 |
| Problem-loan coverage | 74 | 90 (stronger) |
| Peer percentile | 31st | 31st |
| Total assets | $375.7M | $449.8M |
| Deposits / shares | $332.6M | $413.1M |
| Capital ratio | 12.42% (stronger) | 8.69% |
| Problem loans | 1.90% | 0.54% (stronger) |
| Net charge-offs | 0.44% | 0.18% (stronger) |
| Return on assets | 1.11% (stronger) | 1.07% |
| Loans ÷ deposits | 76.4% (stronger) | 87.4% |
| Uninsured deposits | 9.5% | 5.1% (stronger) |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 30.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), West-Aircomm Federal Credit Union leads on 3 and Everence Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.