Side-by-side · Q2 2026 data
West Branch Valley Federal Credit Union vs Williamsport Teachers Credit Union
Credit union
West Branch Valley Federal Credit Union
Williamsport, Pennsylvania · Under $100 million in assets
Credit union
Williamsport Teachers Credit Union
South Williamsp, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | West Branch Valley Federal Credit Union | Williamsport Teachers Credit Union |
|---|---|---|
| TellerScore | 73 | 85 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 93 (stronger) | 81 |
| Earnings | 69 (stronger) | 48 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 47th | 77th |
| Total assets | $50.8M | $15.6M |
| Deposits / shares | $45.4M | $12.5M |
| Capital ratio | 9.57% | 19.52% (stronger) |
| Problem loans | 0.21% (stronger) | 0.56% |
| Net charge-offs | 0.30% | 0.00% (stronger) |
| Return on assets | 1.22% (stronger) | 0.71% |
| Loans ÷ deposits | 74.3% | 52.9% (stronger) |
| Uninsured deposits | 2.8% (stronger) | 9.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Williamsport Teachers Credit Union has the higher TellerScore (85 vs 73). On the 7 directional measures above (where higher or lower is clearly better), West Branch Valley Federal Credit Union leads on 3 and Williamsport Teachers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.