Side-by-side · Q2 2026 data
West Community Credit Union vs Division #6 Highway Credit Union
Credit union
Division #6 Highway Credit Union
Chesterfield, Missouri · Under $100 million in assets
Metric by metric
| Measure | West Community Credit Union | Division #6 Highway Credit Union |
|---|---|---|
| TellerScore | 52 | 88 (stronger) |
| Capital cushion | 32 | 100 (stronger) |
| Loan quality | 53 | 92 (stronger) |
| Earnings | 54 | 57 (stronger) |
| Funding & liquidity | 72 | 91 (stronger) |
| Problem-loan coverage | 73 | 98 (stronger) |
| Peer percentile | 8th | 85th |
| Total assets | $656.2M | $15.7M |
| Deposits / shares | $585.2M | $12.6M |
| Capital ratio | 8.21% | 17.88% (stronger) |
| Problem loans | 1.40% | 0.24% (stronger) |
| Net charge-offs | 0.55% | 0.11% (stronger) |
| Return on assets | 0.86% | 0.92% (stronger) |
| Loans ÷ deposits | 87.8% | 69.1% (stronger) |
| Uninsured deposits | 6.6% | 0.1% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.0% | — |
Division #6 Highway Credit Union has the higher TellerScore (88 vs 52). On the 7 directional measures above (where higher or lower is clearly better), West Community Credit Union leads on 0 and Division #6 Highway Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.